Get started
Four ways in, one account. Pick the one that fits; you can add the others later from your settings.
👤
I want to pay and get paid
- Open an account with your phone number; confirm the code.
- Set your transaction PIN and, if you like, a passkey.
- Add money by mobile money, bank, card or at an agent.
- Scan, send, request, pay bills, top up, save.
🏪
I run a business
- Register as a merchant with your business name.
- Print your QR, create payment links, set your settlement profile.
- Complete business verification (KYB) as your volume grows.
- Connect your systems with an API key and webhooks.
🧑💻
I build software for others
- Open a developer account; it comes with a sandbox and test keys.
- Your clients open merchant accounts and add you to their team with the developer role.
- Create each client's keys and webhooks in its workspace; integrate with checkout, widget, plugins or SDKs.
- Go live with a live key once the client is verified; the client can remove you at any time.
🤝
I want to be an agent
- Register as an agent with your shop details.
- Pass identity verification and agent due diligence.
- Fund your float; start cash-in and cash-out with one-time codes.
- Earn the commission of every completed operation; read your monthly statement.
No smartphone? No problem.
Dial the USSD menu or send SMS commands for balance, transfers, bill payments and cash-out codes; open the Lite site on any browser. The same account, the same limits, the same receipts.
Questions before you start: how it works, fees, how funds are protected, contact us.