Referrals and growth
Rewards that pay on a real outcome, not a signup, with the attribution and the reward both visible to the person who earned them.
Merchants growing by word of mouth, agents building a customer base, influencers and partners with an audience.
Built, tested and switched off. It is a function of an issuer or an acquirer, so it stays off until the corresponding authorisation is recorded, or until an authorised institution operates it on the platform. Nothing here is offered to a customer meanwhile. This service will be available after the authorisation of the Banque Centrale du Congo; it is switched off by the administrator
The problem
A referral programme that pays on registration is an invitation to create registrations. The budget goes to whoever automates fastest, and the genuine referrer who brought three real customers gets the same as a script.
How it works
- Share your referral link or code.
- A person who joins through it is attributed to you.
- The reward pays when the condition is met — an outcome, not an arrival.
- You can see who was attributed and what was earned.
What you can check
Facts about the running platform rather than adjectives. Each one is visible in the product, the API reference or the ledger.
- Attribution and rewards are visible to the referrer, so earnings can be checked rather than taken on trust.
- Rewards are configured per programme and paid against the recorded outcome, not against a signup event.
- Referred accounts go through the same identity checks as any other, so a referral cannot bypass verification.
- Partner attribution is recorded for campaigns, so a channel’s real contribution is measurable rather than claimed.
What it costs
Rewards are paid by the programme that sets them. Referring costs nothing.
Questions
When do I actually get paid?
When the condition the programme sets is met — a real outcome rather than an arrival. The condition is visible before you refer anybody, so you are not guessing what counts.
Can I see whether somebody used my link?
Yes. Attribution and earnings are visible to you, which is the only way a referral programme is checkable rather than something you hope is working.
Do referred accounts skip verification?
No. A referred account goes through exactly the same identity checks as any other. A referral is a route in, not a shortcut past the controls.
Read next
Gift cards and vouchers
A voucher that is a claim on the issuer recorded on the ledger, redeemable once and traceable — not a code in a message that may already have been spent by somebody else.
Identity and tiers
Tiers that let somebody start with a phone number and grow into higher limits, so verification is a ladder rather than a wall at the front door.
Agents and cash
Cash in and out through a human being near you, with the agent paid a commission the app shows before you confirm and a float the platform watches so the agent does not run dry mid-queue.