The problem with sending somebody a code
A voucher code in a message can be forwarded, screenshotted and redeemed by whoever gets there first. A voucher recorded on the ledger can be redeemed once, by one person, and you can see when it was.
Guides, corridors and plain answers
Articles about move the money
Practical writing for people who pay and get paid on a phone: mobile money, QR payments, cards, remittance costs, agents and how your money is protected.
move the money · 13faire circuler l’argent · 13run the business · 9tenir l’entreprise · 9build on bitripay · 6construire sur bitripay · 6take the money · 5encaisser · 5prove it · 4reach everyone · 4le prouver · 4atteindre tout le monde · 4remittance · 2bitripay lite · 2
Connecting a bank account without signing away the keys
Bank connections let you pay by bank and prove income without uploading statements. The question worth asking is what you consented to, for how long, and how you take it back.
Trading with someone you have never met
Every peer-to-peer trade has the same standoff: whoever moves first can be cheated. Escrow removes the standoff, and a dispute process with the evidence already attached removes most of what follows it.
When a bill payment fails, where does the money go?
Buying airtime or paying a bill is the commonest digital transaction there is, and the commonest place money gets stuck. Confirming on evidence — and returning it automatically when evidence does not arrive — is the whole feature.
Saving works better when the money is out of reach
The hardest part of saving is not earning more; it is not spending what you have already set aside. A separate balance with the goal written on it does most of that work.
Giving money that can only be spent on what it was meant for
Parents, employers, NGOs and government programmes all face the same problem: money given for one thing gets spent on another. A wallet that refuses the wrong purchase solves it without anybody checking receipts.
The internet still asks for a card number
Half the internet refuses mobile money and demands sixteen digits. A virtual card issued against your own balance closes that gap, with a spending limit and no plastic to lose.
A currency conversion should leave a trail you can check
Holding two currencies is normal here. What is not normal is being able to see, afterwards, exactly what each conversion cost you. Two linked legs and a stated margin make that possible.
The real cost of sending money home is the rate, not the fee
Everyone compares transfer fees. Almost nobody compares the exchange rate, which is where most of the money actually goes. A quote with an expiry and a stated margin makes the comparison possible.
What happens to your money between "withdraw" and the cash
Between pressing withdraw and money arriving, your balance has to be somewhere. Here is what a hold is, why a large payout needs two people, and what happens on the ledger when a rail says no.
Why your balance only moves when the money actually did
The fastest way to destroy a payment platform is to credit a balance on a customer’s word. Here is what has to be true before a figure on a screen goes up, and why an issuance rule beats a trusting support agent.
Digital money is only as good as the place you can turn it back into cash
A balance you cannot spend at the market is not money, it is a promise. The agent network is the last mile — and the thing that decides whether it works is not the app, it is whether the agent has float at four in the afternoon.
Page 1 of 2 · Older →
Try it with a free account
Open an accountSend with a QR code, add money by card or mobile money, issue a virtual card. Sandbox balances let you explore before any real money moves.